portugal.

Thrive in One of Europe’s Most Vibrant Countries.

Portugal offers an easy and rewarding path to EU residency through investment. With its laid-back lifestyle, stunning coastlines, and rich culture, Portugal isn’t just a smart move—it’s a beautiful one. Discover your investment options and see how easily you can unlock permanent residency in Portugal.

Portugal Residence By Investment Program

Portugal Residence By Investment - Overview

Gaining Permanent Residency in Portugal is your gateway to living, investing, and thriving in one of Europe’s most dynamic and welcoming countries. Located on the western edge of the continent, Portugal offers a perfect blend of modern infrastructure, cultural richness, and a relaxed coastal lifestyle. With its temperate climate, low crime rates, and high standard of living, it’s an ideal destination for families, entrepreneurs, and global citizens.

As a Portugal resident, you and your family gain the benefits of EU residency, including visa-free travel across the Schengen Zone, access to world-class healthcare, top-tier education, and a favorable tax system—all within a safe, stable, and beautifully diverse country.

Portugal’s Golden Visa Program is one of Europe’s most respected and successful residency-by-investment pathways, offering flexibility, minimal stay requirements, and a clear route to citizenship after five years. Whether you're investing in innovation, supporting culture, or exploring fund-based options, Portugal provides a smart, future-focused solution.

At FNDCS Immigration, we make the process clear and stress-free. From selecting the right investment to handling documentation and approvals, our team will guide you every step of the way.

Your future in Europe begins with Portugal—let us help you make it a reality.

Minimum Investment
€250,000

Minimum contribution amount in Euro.

Schengen Travel
26 Countries

Visa-free access to 26 Schengen countries.

Family Inclusion
All

Covers spouse, children up to 26 years, and dependent parents & grandparents.

Processing Time
4 - 6 months

Total time required to obtain residency.

Pathway to Citizenship

Eligibility to apply for Maltese citizenship.

No Residency Requirement

No obligation to live in Malta; only one visit recommended during the process.

about Portugal

Portugal is a timeless European gem—one of the oldest nations in Europe, rich in history, culture, and global influence. With its high Human Development Index, strong global reputation, and status as one of the world’s most peaceful and secure countries, Portugal offers an exceptional quality of life for families, professionals, retirees, and investors alike.

As a full member of the European Union and the Schengen Area, Portugal offers visa-free access across Europe and has used the euro (€) as its official currency since 2002. The official language is Portuguese, but English is widely spoken, particularly among younger generations and in major cities and tourist regions.

Become a permanent resident of Malta

Portugal has a diverse and growing economy, built on a solid foundation of business services, manufacturing, tourism, and green energy innovation.

It is the world’s largest cork producer, a leader in renewable energy (over 40% of its energy comes from wind, solar, and hydro sources), and home to the world’s most efficient wind turbine.

With a population of just over 10.2 million, Portugal remains a relatively small country offering big opportunities. It boasts mild year-round weather, world-renowned beaches, a low cost of living, and a lifestyle that blends modern convenience with old-world charm.

Portugal has produced streamlined legislation to create an efficient process by which non-EU citizens may obtain a residence permit based on investment. The legislation offers three qualifying routes of committing funds to obtain residence status under the Portugal Golden Residence Permit Program, which must be maintained for a minimum period of five years. After five years as a resident, the applicant is eligible to apply for Portuguese citizenship.

Population: 10.2 million
Languages: Portuguese, with English widely spoken
Economy: Business-oriented services and manufacturing-based
Currency: Euro

One of the Safest Countries in the World

Consistently ranked in the top 10 of the Global Peace Index, Portugal is ideal for families and individuals seeking a secure, relaxed lifestyle.

Mild Climate with 300+ Sunny Days

Enjoy warm summers, mild winters, and abundant sunshine—especially in regions like the Algarve and Lisbon.

EU Residency with Global Access

Live in a full EU member state and gain visa-free access to 26 Schengen countries.

Stunning Coastlines and Beaches

With over 850 kilometers of coastline, Portugal offers some of Europe’s most beautiful beaches, surfing hotspots, and seaside towns.

English Widely Spoken

English is commonly spoken in cities, tourist areas, and by younger generations, making integration easier for expats.

High-Quality Education

Portugal has excellent public and private schools, including international schools with English, French, and German curricula.

Healthcare System

Portugal’s public healthcare system (SNS) offers quality care at low cost. Non-EU expats may need private insurance until they gain residency.

Cost of Living

Portugal is more affordable than most of Western Europe, especially outside Lisbon and Porto.

Residency & Visas

Portugal offers flexible visa options like the D7, Digital Nomad, and Golden Visa, leading to residency and citizenship in 5 years.

Quality of Life

Portugal consistently ranks high for quality of life, offering a relaxed lifestyle, strong family values, and plenty of outdoor activities, from surfing to hiking.

Infrastructure

Portugal has modern infrastructure, including high-speed internet, efficient public transportation in cities, and good roads.

Taxes & NHR

Portugal offers a Non-Habitual Resident (NHR) tax regime, providing reduced or zero taxation on foreign income for 10 years.

Key Benefits Of The Portugese Golden Visa Program

Portugal’s Golden Visa program offers a pathway to European residency through investment, with benefits including visa-free travel across the Schengen Area, the ability to live, work, and study in Portugal, and eligibility for permanent residency or citizenship after five years without requiring full-time residence. It’s an attractive option for investors seeking stability, global mobility, and access to Europe’s markets and lifestyle.

Malta Residency
Malta
Residency Through Investment
The Golden Visa allows non-EU citizens to gain residency in Portugal by making a qualifying investment, such as in real estate, venture capital funds, or job creation.
Minimal Stay Requirements
Holders only need to spend an average of (14 days during the first two years and 21 days for the subsequent three years)—ideal for those not ready to relocate full-time.
Path to Citizenship
You can apply for Portuguese citizenship after 5 years of maintaining the investment and meeting basic requirements (including language proficiency).
Visa-Free Travel
Visa-free travel in Europe’s Schengen Area and the right to live, work, and study in Portugal
Family Inclusion
The program allows you to include family members, such as a spouse, children, and dependent parents, under the same application.
Dual Citizenship
Portugal allows dual citizenship, so you can keep your current nationality while gaining a European passport.

Portugal golden visa requirements

To qualify for the Portugal Golden Visa, applicants must be non‑EU/EEA/Swiss nationals with a clean criminal record, a valid passport, and proof of legal income generated outside Portugal. They must make a minimum qualifying investment, such as €500,000 in CMVM-approved investment funds (with at least 60% of assets in Portuguese companies), €500,000 in scientific research, €500,000 in a Portuguese company creating at least 5 jobs (or direct creation of 10 jobs, or 8 in low-density areas), or a €250,000 donation to cultural or heritage projects (€200,000 in low-density areas). The investment must be maintained for at least five years. Additional requirements include proof of health insurance, no outstanding tax debts, and submitting biometric data in Portugal during the application process.

Here's a breakdown of the requirements for the Portuguese Golden Visa Program:

Malta Residence By Investment Program

Capital Transfer

€500,000 — Investment in Venture or Private Equity Funds

EUR 500,000 for the acquisition of investment fund or venture capital fund units committed to the capitalization of companies incorporated under the Portuguese law, with a maturity of at least five years and with at least 60% of the investment portfolio in companies with a registered office in the national territory (real estate entities do not apply)

€500,000 — Scientific Research Contribution

EUR 500,000 for research activities of public or private entities that are part of the national scientific and technological system -
EUR 400,000 in a low population density area*

€250,000 — Cultural or Artistic Support

EUR 250,000 in support of artistic production or in the recovery or maintenance of national cultural heritage -
EUR 200,000 in a low population density area*

Business

Job Creation

Create a minimum of 10 new full-time jobs in Portugal.
at least 8 new full-time jobs in a low population density area.

Business Incorporation or Capital Increase

EUR 500,000 for the incorporation of a commercial company that is registered and headquartered in Portugal, creating a minimum of five permanent jobs for a period of three years (or for the increase of the share capital of a company already incorporated and headquartered in Portugal, creating at least five permanent jobs or maintaining at least ten jobs for three years)

*A low population density area is defined as less than 100 inhabitants per km² or with a GDP per capita below 75% of the national average.

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6 Steps to Secure Residency in Portugal

Securing your Portugal Golden Visa is a well-structured and efficient process, providing a pathway to living, investing, and traveling freely across Europe. The application begins with gathering the required legal documents, selecting a qualifying investment, and opening a Portuguese bank account. Once your investment is completed and the application submitted, Portugal’s immigration authority conducts a detailed due diligence review.

After approval, you’ll visit Portugal to provide biometric data and finalize the process. A two-year residence permit is then issued, which can be renewed for three years. To maintain your residency, you must uphold your investment and meet the minimum stay requirement—just 7 days per year on average.

Acceptable sources of foreign income for eligibility include salaries, business income, rental income, pensions, dividends, or capital gains. If not enrolled in Portugal’s national healthcare system, proof of private health insurance is required. After five years of legal residency, you may apply for permanent residence or Portuguese citizenship—without needing to give up your original nationality.

Initial Consultation

1.

Applicants are introduced to the Portugal legal and immigration team to begin the process—either remotely or in person.

Step 2: Legal & Financial Setup

2.

The applicant prepares legal documents, obtains a Portuguese taxpayer number (NIF), opens a local bank account, and selects a qualifying investment option.

Complete the InvestmentSubmit Required Documents

3.

Once all documents are ready and the investment is finalized, the application is submitted online to the Portuguese immigration authority (SEF/AIMA).

Biometric Appointment in Portugal

4.

The applicant and eligible family members travel to Portugal to submit biometric data and present original documents at the immigration office.

Residence Permit Issuance

5.

Upon approval and payment of the government fees, a two-year residence permit is issued for each applicant.

Renewal or Path to Citizenship

6.

The residence permit can be renewed for three years, after which the applicant may renew again, apply for permanent residence, or apply for citizenship after five years.

Pathway to Citizenship

Portugal offers one of the most accessible pathways to citizenship in Europe. Through the Golden Visa program or other residency routes, individuals can apply for citizenship after just five years of legal residence—one of the shortest timeframes in the EU. Applicants must demonstrate basic knowledge of the Portuguese language, maintain a clean criminal record, and show ties to the country, such as meeting the minimum stay requirement (averaging 7 days per year under the Golden Visa). Portugal allows dual citizenship, meaning you can retain your original nationality while gaining the rights of an EU citizen, including free movement, work, and residency across all 27 EU member states.

Invest in Portugal

Properties for Sale in Portugal

At FNDCS Real Estate, we offer a curated selection of properties in Portugal. Our portfolio features premium homes, modern apartments, and high-potential investment opportunities in some of Portugal’s most sought-after locations—carefully selected to meet both lifestyle preferences and investment goals.

FAQ's

The Malta Permanent Residence Programme offers non-EU/EEA/Swiss nationals the opportunity to obtain permanent residency in Malta by making qualifying investments in the country.

The minimum investment required is €300,000 (plus VAT) in residential or commercial real estate, or other eligible investment options.

Non-EU/EEA nationals with a clean criminal record, proof of secure income, and ability to invest in Malta are eligible.

What are the benefits of obtaining Maltese residency?

Benefits include the right to live, work, and study in Malta, visa-free travel within the Schengen Area, and residence in a neutral, stable, respected EU member state.

While the exact timeframe can vary based on individual circumstances and the efficiency of document submission, the process is generally considered clear and efficient.

Yes, the program allows for the inclusion of dependents in the application, subject to additional fees per dependent.

Required documents include a valid passport, proof of sufficient capital, health insurance, a clean criminal record, and other supporting documents.

Yes, after maintaining residence for five years, investors may be eligible to apply for Maltese citizenship.

Acceptable income sources from abroad include salaries, rental income, pensions, interest on deposits, and dividends from shares.

There are no mandatory residence requirements to maintain your resident status in Malta.

You will be required to annually prove that you maintain your investment and provide evidence of health insurance if you no longer qualify for the General Healthcare System in Malta.

The Residency Malta Agency conducts stringent due diligence checks to ensure the applicant's background and source of funds are legitimate and meet the program's requirements.

Ready to Start Your Journey to Malta Residency?

Unlock your path to a Mediterranean lifestyle, secure investment, and European living today!

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How FNDCS Immigration Can Assist You

Our team of seasoned professionals is committed to providing end-to-end support throughout your immigration process. From initial consultation to finalizing documentation and beyond, rely on FNDCS Immigration for unparalleled expertise and personalized service.

Unlock unparalleled opportunities and embrace a world of possibilities with  FNDCS Immigration.

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