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Invest in Malta, Secure EU Residency for Life.

Malta makes securing EU residency simple. With an investment in this safe, English-speaking island nation, you and your family can enjoy life at the heart of the Mediterranean. Explore your investment options and see how easily you can unlock permanent residency in Malta.

Malta Residence By Investment Program

Malta Residence By Investment - Overview

Gaining Permanent Residency in Malta is your gateway to living, investing, and enjoying life on one of Europe’s most desirable Mediterranean islands.

Located at the crossroads of Europe and North Africa, Malta is known for its excellent climate, English-speaking environment, low crime rates, and exceptional quality of life. Whether you're looking for a second home, a safe haven for your family, or greater global mobility, Malta offers it all.

As a Malta resident, you and your family can enjoy the benefits of EU residency, visa-free travel across the Schengen Zone, world-class healthcare, quality education, and an attractive tax system — all within a stable, welcoming island nation.

Malta’s Residency by Investment Program is one of Europe’s most efficient and reliable pathways to permanent residency, ideal for investors, property buyers, and families seeking security and opportunity in the heart of the Mediterranean.

At FNDCS Immigration, we make the process simple and stress-free. Whether you're purchasing property, investing, or exploring your options for a second residency, our team will guide you every step of the way.

Your future in Europe begins with Malta — and we’re here to help make it happen.

Minimum Investment
€182,000

Minimum contribution amount in Euro.

Schengen Travel
26 Countries

Visa-free access to 26 Schengen countries.

Family Inclusion
All

Covers spouse, children up to 26 years, and dependent parents & grandparents.

Processing Time
4 - 6 months

Total time required to obtain residency.

Pathway to Citizenship

Eligibility to apply for Maltese citizenship.

No Residency Requirement

No obligation to live in Malta; only one visit recommended during the process.

Reasons To Consider Malta

Malta is more than just an island—it’s a gateway to Europe, a thriving economy, and a rich blend of history, culture, and lifestyle. Located strategically between Europe and North Africa, Malta offers political stability, safety, excellent healthcare, and an attractive tax environment, making it a top destination for global investors and families seeking EU residency.

With over 300 days of sunshine a year, English as an official language, and world-class education, Malta provides a perfect environment to live, invest, or retire.

As a resident, you enjoy:

Become a permanent resident of Malta
EU Member State

Malta is a full member of the European Union, providing residents with the benefits of EU residency and access to European markets.

Strategic Mediterranean Location

Positioned between Europe, North Africa, and the Middle East, Malta offers excellent global connectivity for both business and travel.

Schengen Visa-Free Travel

Malta residency grants visa-free access to 26 Schengen countries, allowing for flexible travel across much of Europe.

English-Speaking Nation

As one of Malta’s official languages, English ensures smooth communication in business, education, and daily life.

Attractive Tax Benefits

Malta offers a favourable tax system, including no taxes on worldwide wealth, inheritance, or capital gains from abroad.

High-Quality Healthcare

Malta is known for its advanced healthcare system, providing residents with access to modern medical services and facilities.

Excellent Education System

Malta offers a wide range of educational options, with English-language schools and internationally recognised universities.

Mild Mediterranean Climate

With over 300 days of sunshine annually, Malta provides a pleasant climate ideal for outdoor living and leisure.

Safe and Family-Friendly

Malta is considered one of the safest countries in Europe, offering a secure and welcoming environment for families.

Rich Cultural Heritage

From ancient temples to historic towns, Malta boasts a rich cultural history and a vibrant calendar of events and festivals.

Established Expat Community

The island hosts a thriving expat community, making it easy for newcomers to integrate and build connections.

Stable Real Estate Market

Malta offers a well-regulated and resilient property market with consistent demand from both locals and international investors.

Key Advantages Of The Malta Residence By Investment Program

Malta is an ideal destination for securing private residence in Europe. This island nation offers a stable political environment, a strategic Mediterranean location, and excellent air connectivity to major global destinations. Through the Malta Permanent Residence Programme, non-EU nationals can obtain European residency in an EU country, along with visa-free access to Europe’s Schengen Area.

Malta Residency
Malta
Permanent Residency for Life
Malta’s program grants permanent residency with no expiry, offering long-term security for you and your family in a stable EU country.
Fast and Efficient Process
With streamlined government procedures, you can expect approval within 4 to 6 months, making it one of the quickest residency-by-investment options in Europe.
Visa-Free Schengen Travel
Enjoy unrestricted travel to 26 Schengen countries, ideal for business professionals, frequent travelers, and families looking for flexibility.
Family Inclusion
The program covers your spouse, children up to age 26, and dependent parents or grandparents, allowing your entire family to benefit together.
No Physical Stay Requirement
There’s no obligation to live in Malta—you only need to visit occasionally to maintain your residency, offering maximum freedom and flexibility.
Strategic EU Location
Located at the crossroads of Europe, Africa, and the Middle East, Malta is a global hub with excellent air links and business access across continents.
Favourable Tax Regime
Malta offers a competitive and investor-friendly tax system, including no tax on foreign income not remitted to Malta, no inheritance tax, and no wealth tax.
Strong Property Market
Invest in Malta’s resilient real estate sector, known for long-term capital appreciation and strong rental demand—ideal for wealth preservation.
Safe and Stable Environment
Malta is one of the safest countries in Europe, with low crime rates, a strong rule of law, and political stability—crucial in 2025’s changing global climate.
English as an Official Language
With English widely spoken and used in business, education, and healthcare, integration is seamless for international families and professionals.
Pathway to EU Citizenship
After several years of legal residence and integration, you may apply for Maltese citizenship, unlocking full EU rights including free movement, work, and study across all member states.
Exceptional Lifestyle
Malta continues to thrive as a digital-first, innovation-friendly country with excellent healthcare, international schools, robust infrastructure, and over 300 days of sunshine—all while offering a relaxed Mediterranean lifestyle.

Requirements of the Malta Residence By Investment Program

The main applicant must be at least 18 years of age to qualify and must provide an affidavit declaring that from the date of the application, they have in their possession capital of no less than EUR 500,000 (EUR 150,000 of which should be in financial assets) or having a value of not less than EUR 650,000 (EUR 75,000 should be in financial assets).

Here's a breakdown of the requirements and procedures for the Malta Permanent Residence Program:

Malta Residence By Investment Program

Real estate investment

€375,000 Investment — Property Investment

Either purchase a residential property for a minimum of EUR 375,000 or lease a property for at least five years with an annual rent of EUR 14,000.

Other qualifying options

Contribution to Maltese Economy

Make a contribution of EUR 30,000 if purchasing a property, or EUR 60,000 if leasing.

Donation

Provide a donation of EUR 2,000 to a registered non-governmental organization.

Administrative Fees

Pay a non-refundable administration fee of EUR 50,000, plus an additional EUR 10,000 for each dependent included in the application.

Ready To Apply?

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6 Steps to Secure Residency in Malta

Securing your Malta Permanent Residence is a clear and efficient process, offering a fast track to living, investing, and enjoying life in the Mediterranean.

The application process is designed to be straightforward. It involves submitting completed forms, paying the necessary fees, and providing all required supporting documents. The Residency Malta Agency handles all applications, conducting stringent due diligence checks.

Once approved, you'll be asked to complete your qualifying investments, and then you'll receive your Maltese residence certificate, which acts as your permit.

To maintain your permanent residency, you'll need to annually prove that you're upholding your investment. If you no longer qualify for Malta's General Healthcare System, you'll also need to provide evidence of private health insurance.

Acceptable income sources from abroad for the program include salaries, rental income, pensions, interest on deposits, and dividends from shares.

Select Your Investment

1.

Choose your qualifying investment, either a property purchase , contribution, or donation.

Sign An Agreement & Make A Deposit

2.

Formalize your chosen investment by signing the necessary agreements.

Submit Required Documents

3.

Gather and submit all the necessary application forms, supporting documentation, and pay the non-refundable administration fee.

Application Submission & Due Diligence

4.

our complete application is submitted to the Residency Malta Agency. They will then conduct thorough due diligence checks.

Investment Completion

5.

Once your application passes the due diligence phase, you'll be requested to complete the remaining qualifying investments, including the contribution to the Maltese economy and the donation to a non-governmental organization.

Permit Issuance

6.

Upon successful completion of all investments, the Residency Malta Agency will issue you a Maltese residence certificate, which serves as your permanent residence permit.

Pathway to Citizenship

The Malta Permanent Residency Program not only grants the right to live in Malta but also opens the door to eventual citizenship through naturalization. After several years of continuous legal residence, eligible residents may apply for Maltese citizenship, provided they demonstrate genuine ties to the country, including regular physical presence, integration into Maltese society, and familiarity with the local language and culture. Maltese citizenship offers full EU rights, allowing you to live, work, study, and travel freely across all EU member states.

Invest in Malta

Eligible Properties for Malta's Residency Program

At FNDCS Real Estate, we offer a handpicked selection of properties eligible for Malta’s Permanent Residency Program. Our portfolio includes premium residences, stylish apartments, and high-yield investment opportunities in Malta’s most desirable locations—carefully chosen to meet both lifestyle and program requirements.

FAQ's

The Malta Permanent Residence Programme offers non-EU/EEA/Swiss nationals the opportunity to obtain permanent residency in Malta by making qualifying investments in the country.

The minimum investment required is €300,000 (plus VAT) in residential or commercial real estate, or other eligible investment options.

Non-EU/EEA nationals with a clean criminal record, proof of secure income, and ability to invest in Malta are eligible.

What are the benefits of obtaining Maltese residency?

Benefits include the right to live, work, and study in Malta, visa-free travel within the Schengen Area, and residence in a neutral, stable, respected EU member state.

While the exact timeframe can vary based on individual circumstances and the efficiency of document submission, the process is generally considered clear and efficient.

Yes, the program allows for the inclusion of dependents in the application, subject to additional fees per dependent.

Required documents include a valid passport, proof of sufficient capital, health insurance, a clean criminal record, and other supporting documents.

Yes, after maintaining residence for five years, investors may be eligible to apply for Maltese citizenship.

Acceptable income sources from abroad include salaries, rental income, pensions, interest on deposits, and dividends from shares.

There are no mandatory residence requirements to maintain your resident status in Malta.

You will be required to annually prove that you maintain your investment and provide evidence of health insurance if you no longer qualify for the General Healthcare System in Malta.

The Residency Malta Agency conducts stringent due diligence checks to ensure the applicant's background and source of funds are legitimate and meet the program's requirements.

Ready to Start Your Journey to Malta Residency?

Unlock your path to a Mediterranean lifestyle, secure investment, and European living today!

Contact us now for a free consultation and personalized guidance.

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How FNDCS Immigration Can Assist You

Our team of seasoned professionals is committed to providing end-to-end support throughout your immigration process. From initial consultation to finalizing documentation and beyond, rely on FNDCS Immigration for unparalleled expertise and personalized service.

Unlock unparalleled opportunities and embrace a world of possibilities with  FNDCS Immigration.

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