andorra residence permit.

Your Alpine Escape with European Privileges.

Discover the hidden gem of Europe—Andorra, a safe, prosperous microstate nestled in the Pyrenees between France and Spain. Through its Residence by Investment program, you can enjoy a premium European lifestyle, financial freedom, and access to Schengen countries without sacrificing your privacy or income to high taxes.

Andorra Residence By Investment

Overview

Andorra’s Residence by Investment program offers passive residency to foreign nationals and investors who invest a minimum of €400,000 into the local economy such as in real estate, government bonds, or local businesses.

With this residency, investors gain access to exceptional tax advantages, including no taxes on capital gains or dividends, and significantly lower income and corporate tax rates compared to most European countries. The corporate tax rate is capped at 10%. A residence permit allows the ability to live in one of Europe’s most secure and scenic environments including visa-free travel to France and Spain, and facilitates faster visa approvals for the Schengen Area, United States, Canada, and more.

At FNDCS Immigration, we assist individuals and families from around the world in making Andorra their new home. Whether you're an investor, retiree, digital nomad, or seeking a safe and tax-friendly lifestyle, there's a residency pathway tailored to your goals.

€400,000+

Minimum Investment Amount

2 Months

Application Period

90 Days / Year

Mandatory Stay

Why Choose Andorra?

Andorra offers a unique blend of European luxury, political stability, and tax efficiency in a breathtaking alpine setting. With no capital gains, wealth, or inheritance taxes, it’s a haven for investors and high-net-worth individuals seeking financial freedom. Residents enjoy visa-free access to France and Spain, world-class healthcare, low crime rates, and a high quality of life—all within a peaceful, family-friendly environment.

Why choose Andorra

Key Benefits

Canada offers several pathways to permanent residence, each designed to address specific needs and circumstances:

No Capital Gains or Dividend Taxes

Andorra offers one of Europe’s most attractive tax regimes, with zero taxes on wealth, inheritance, capital gains, property, and dividends, plus low personal and corporate tax rates—ideal for smart, tax-efficient living.

Visa Free Entry to France & Spain

Residency in Andorra allows visa-free travel to France and Spain and other neighboring countries.
Residents can also obtain a Schengen visa in just one day, enabling travel across Europe for up to 90 days within 180 days.

Expedited Visa Approvals

A Schengen visa is issued within one day, while visas to countries like the UK, USA, and Canada are processed through expedited, simplified procedures—typically granted within just a few days for residents.

Minimum Residency Requirements

Andorra’s passive residency requires just 90 days of stay per year, offering flexibility for those not seeking full relocation—ideal for individuals wanting residency benefits while living or traveling outside the country most of the time.

World Class Healthcare System

Andorra ranks among the world’s top five healthcare systems. Public and private insurance cover 75–90% of medical costs. With exceptional care and longevity, life expectancy reaches up to 83 years on average.

Safety

Andorra is renowned for its exceptional safety, boasting one of the world’s lowest crime rates. As of 2025, it holds a crime index of 15.3 and a safety index of 84.7 making it an ideal destination for investors and foreigners

Thriving Economy & High GDP

Andorra, a top 15 global GDP per capita nation, thrives on tourism, banking, and trade. This economic foundation ensures continuous financial growth and a robust investment environment for its residents.

Top-Quality Education

The principality offers an excellent education system with multilingual instruction in Catalan, French, Spanish, and English. Students can access high education standards and international programs, ensuring a strong academic foundation.

Financial Privacy

Andorra provides strong financial privacy protections, ensuring that residents and investors can manage their wealth with confidence and discretion within a secure and well-regulated banking environment.

Who Can Get Andorra’s Residence Permit?

The program is ideal for:

  • High-net-worth individuals
  • Retirees and remote workers
  • International entrepreneurs
  • Digital nomads with foreign income
  • Families seeking safety, education, and lifestyle benefits

Applicants must have foreign-sourced income, as the passive residence permit does not allow local employment or business operations.

Andorra Residency

Program Requirements

To qualify for Andorra’s passive residency, applicants must:

  • Investment - Invest a minimum of €400,000 in:

    - Real estate
    - Andorran companies or financial products
    - Government bonds
  • Deposit - Deposit a €50,000 bond with the Andorran Financial Authority (INAF), plus €10,000 per dependent
  • Insurance - Maintain private health insurance valid in Andorra
  • Income - Provide proof of sufficient income:

    - €39,000 per year for the main applicant
    - Approximately €13,000 per dependent
  • Residence - Reside in Andorra for at least 90 days per year

Expenses for Obtaining Andorra’s Residence Permit

An investor can choose one of several investment options of at least €400,000:

- buying real estate or securities;
- investing in a business;
- opening an interest-free deposit.

If the applicant chooses not to invest in real estate, buying or renting a residential property in Andorra is still necessary. However, there are no area or cost requirements.

Investments can be returned after the residence permit expiration or when the status is no longer needed.

Item
Investor - (Main Applicant)
Married couple
Family of 3 or more people
Investment options are:
1. real estate;
2. government bonds;
3. a business;
4. an interest-free deposit.
€350,000
€340,000
€330,000
– €10,000
per family member,
starting with the fourth one
Security interest-free deposit in the
Andorran National Institute
of Finances (INAF)
€50,000
€60,000
€70,000+ €10,000
per family member,
starting with the fourth one
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Documents You Need

To apply for Canadian permanent residency, you’ll need several important documents to prove your identity, qualifications, and eligibility. These typically include a valid passport, language test results (such as IELTS or TEF), an Educational Credential Assessment (ECA) for foreign degrees, work reference letters, proof of funds, police clearance certificates, and a medical exam report from an approved panel physician. Depending on the program, you may also need a job offer, nomination certificate, or family sponsorship documents. Having accurate, up-to-date documents is key to a smooth application process.

Comprehensive Ranking System (CRS)

The CRS is a points-based system that assesses and ranks candidates in the Express Entry pool. As of March 25, 2025, job offer points have been removed from the CRS calculation. However, candidates are still encouraged to include job offer details in their profiles to maintain eligibility for certain programs.

1. Core/Human Capital Factors
These factors consider the principal applicant's age, education, language proficiency, and Canadian work experience.
  • Age - Up to 110 points
  • Level of Education - Up to 150 points
  • Official Languages Proficiency - Up to 160 points
  • Canadian Work Experience - Up to 80 points
2. Spouse or Common-Law Partner Factors
If applicable, these factors assess the spouse or partner's education, language skills, and Canadian work experience.
  • Level of Education - Up to 10 points
  • Official Languages Proficiency - Up to 20 points
  • Canadian Work Experience - Up to 10 points
3. Skill Transferability Factors
These factors evaluate the combination of education, foreign work experience, and Canadian work experience.
  • Education and Language Proficiency - Up to 50 points
  • Foreign Work Experience and Language Proficiency - Up to 50 points
  • Certificate of Qualification in a Trade and Language Proficiency - Up to 50 points
4. Additional Points
These are awarded for factors like provincial nominations, Canadian education, siblings in Canada, and French language proficiency.
  • Provincial Nomination - 600 points
  • Canadian Education Credential - 15–30 points
  • French Language Proficiency - 25–50 points
  • Sibling in Canada - 15 points
The maximum CRS score is 1,200 points, distributed as follows:
  • Core/Human Capital + Spouse Factors - Up to 500 points
  • Skill Transferability Factors - Up to 100 points
  • Additional Points - Up to 600 points
Note on Job Offers -
As of March 25, 2025, points for job offers have been removed from the CRS calculation. However, including job offer details in your Express Entry profile is still important to maintain eligibility for certain programs, such as the Federal Skilled Trades Program and some Provincial Nominee Program streams.

Calculate Your CRS Score

Estimate your potential Canadian immigration Comprehensive Ranking System (CRS) score by answering a few questions below.

Core Human Capital
Spouse/Common-law Partner Factors
Skill Transferability
Additional Points
Provincial Nomination
Calculate CRS Score
Total Score -
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FAQ's

How long does it take to get permanent residence in Canada?

Processing times vary depending on the specific program and application volume. Express Entry applications are often processed within six months, while other programs may take longer.

How much does it cost to apply for permanent residence?

Application fees vary depending on the program. These fees include government related fees, service fees, documentation fees, and other fees you will be required to pay towards a complete application. A detailed government fee information is available on the official Immigration, Refugees and Citizenship Canada (IRCC) website.

Can I work in Canada while my application is being processed?

In most cases, you will need a valid work permit to work in Canada. Applying for permanent residence does not automatically grant you the right to work in Canada.

What is the Comprehensive Ranking System (CRS)?

The Comprehensive Ranking System is a points-based system used to assess and rank candidates in the Express Entry system. Points are awarded for factors such as age, education, work experience, and language proficiency.

How do Provincial Nominee Programs (PNPs) work?

PNPs allow provinces and territories to nominate individuals who meet their specific economic and labor market needs. Each province has its own set of criteria and application processes.

Ready to Begin Your Canadian Journey?

Getting PR is more than just paperwork—it’s the first step to building a better life in Canada.

Whether you’re a skilled worker, student, investor, or family member, we’re here to make your Canadian dream a reality.

Book a free consultation today, and let’s take the first step together.

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How FNDCS Immigration Can Assist You

Our team of seasoned professionals is committed to providing end-to-end support throughout your immigration process. From initial consultation to finalizing documentation and beyond, rely on FNDCS Immigration for unparalleled expertise and personalized service.

Unlock unparalleled opportunities and embrace a world of possibilities with  FNDCS Immigration.

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